Take the payment. Skip the runaround.
Cards, direct debit and BPAY on one account, at one published price. No sales call to see a rate, no lock-in to leave.
Direct debit One price list. Published.
Every method is on every account from day one. What follows is what a transaction costs to process — not a plan you have to pick.
Eight things you get on every account
All featuresRecurring billing
Subscriptions and memberships on any frequency. $2.20 once per customer to set up a mandate.
Payment links
Send a branded payment page by SMS or email. No code, no checkout build.
Virtual terminal
Key a card in from the dashboard for phone and email orders.
Automated retries
Failed direct debits retry on a schedule you set, with dunning emails included.
Next-day settlement
T+1 to any Australian bank account, with a payout report that reconciles.
Clean API
REST, idempotency keys, webhooks that retry. Integrate in an afternoon.
Local support
Australian hours, Australian people, escalation to someone who can act.
Reconciliation exports
Per-payout CSV and accounting-ready references on every transaction.
Built for the businesses the big processors quote last.
Gyms and studios billing memberships. Associations collecting dues. Charities taking recurring gifts. Finance teams that need the reconciliation to be clean. Same platform, same price, no minimum volume.
Industry guides →Security is the product, not a badge row.
PCI DSS Level 1
Card data never touches your servers. Audited annually.
256-bit AES
Encrypted in transit and at rest, keys rotated on schedule.
3D Secure 2.0
Liability shift on by default, frictionless where the issuer allows.
24/7 monitoring
Anomaly alerting on every account, and a public status page.
How we compare
Published rates, standard accounts, sourced from public websites. No negotiated tiers included.
| Method | elasticpay | Ezidebit | Stripe | Eway |
|---|---|---|---|---|
| Domestic cards | 1.5% + 25c | 1.99% + 30c | 1.75% + 30c | 1.75%+ |
| Direct debit | 88c | 99c | Not offered | Not offered |
| BPAY | 1.5% + 88c | 0.99% + 99c | Not offered | Not offered |
| Australian support | Yes | Yes | No | Yes |
| Setup fee | Free | Free | Free | Free |
What customers say
The API is clean, the docs are honest, and support answers in the same hour. That is the whole review.
Switching saved us thousands a year in fees. Direct debit is the right tool for a subscription and nobody else priced it plainly.
Local support is the difference. They understand how our members pay and never make us explain BPAY.
Sign up in ten minutes. Keep the rate for good.
No setup fee, no monthly minimum, no lock-in contract. Bring your ABN and a bank account.